Ford Financing & Leasing
Finance Your Next Ford near Plano, TX
You’ve done your research, taken a few test-drives and have finally decided on the Ford model you want to call your own. Congratulations! But before you drive off in a new Ford, you need to determine how best to finance it. Whether you want to buy or lease your new Ford, our Ford dealership near Plano, TX, is here to help. Our tenured Ford finance team is skilled at pairing Texas drivers with the right financing option for their lifestyles and budgets. Even if you have no credit or bad credit, our team will help you find the perfect auto lease or loan that offers low rates and flexible terms. We work to make financing a new Ford easy, so put us to the test today with your financial situation and watch us soar. Get pre-approved now and finance a new Ford with us!
Sales & Finance Hours
|Mon - Fri||8:30 AM - 9:00 PM|
|Saturday||8:30 AM - 9:00 PM|
|Mon - Fri||7:00 AM - 7:00 PM|
|Saturday||7:00 AM - 5:00 PM|
Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Five Star Ford Carrollton will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.